Financing Options

Flexible Payment Plans

Oral surgery can be a positive life-changing investment in your heath. However, we know that every patient’s financial situation is unique. We make every effort to provide you with the finest surgical care and the most convenient financing options.

It is the responsibility of the patient or the patient’s responsible party for all charges incurred, regardless of insurance coverage. We will work with you to maximize your insurance reimbursement for covered procedures and find a payment option that works best for you.

We have a relationship with trusted and reputable financing providers to help you obtain financing options for your procedure. Please contact us for more information, or visit Lending Club or Care Credit directly to find out more or apply for financing.

For more information about payment responsibility, please review our financial policy.

Lending Club

Our office has partnered with Lending Club to offer our patients a variety of payment options for upcoming treatment plans.  Move forward with your dental treatment with smart, simple, and more affordable financing through LendingClub Patient Solutions.

Look and feel your very best with flexible financing and treatment through OMSC. Now you can take advantage of a payment plan personalized to your budget, with features that include:

  • A quick and simple online application that leads to an instant decision
  • No retroactive interest
  • Direct payment to your provider within 3 business days
  • Financing options ranging from 6 to 84 months depending on your treatment plan

To explore your options, visit one of the links below or learn more at To apply for Lending Club by phone, call 1-800-630-1663.

“LendingClub” and the “LC” symbol, and “LendingClub Patient Solutions,” are trademarks of LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. © 2022 LendingClub Bank. All rights reserved.

Find out what Lending Club plans you prequalify for (with no impact to your credit score):

Edina Patients

Wayzata Patients

Savage Patients

Chanhassen Patients

Care Credit

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments.*

See what Care Credit plans you prequalify for (with no impact to your credit score) here.

Already have a balance due? You can still apply for Care Credit for financing after your treatment. Visit CareCredit to pay with your CareCredit credit card, or to learn more about applying.

*Subject to credit approval. Minimum monthly payments required. See for details.